Which of the following is an Advantage to using a Hardware Token over Password Authentication?

One key advantage of using a hardware token over password authentication is enhanced security. Hardware tokens generate time-based or event-based one-time passwords (OTPs) that change periodically, making them highly resistant to attacks like phishing, keylogging, and credential stuffing. Unlike passwords, which can be reused and stolen, hardware tokens require physical possession, significantly reducing the risk of unauthorized access.

Additionally, hardware tokens are immune to brute-force attacks since they are not stored digitally or transmitted over the network in a form that can be intercepted. Even if an attacker knows the username, they would still need the physical token to access the account.

This two-factor authentication method (something you know—a password, and something you have-a hardware token) adds a critical layer of security beyond what password-only authentication can provide.